Featured partnerSign up to Lightyear and get up to €100 in a free fractional shareCapital at risk, terms apply. Seek guidance if necessary. Claim Up to €100 Capital at risk, terms apply. Seek guidance if necessary. - getquin is most useful when your investments sit across several accounts. It gives you one portfolio-level view of allocation, performance and income.
- Start with Free and one representative account. Reconcile the imported positions, history and cash before adding the rest of your portfolio.
- Premium is the practical paid plan for most multi-broker investors. It earns its price when deeper analysis or dividend tracking becomes part of your routine.
- Wealth has a narrower purpose. Choose it only if you will maintain retirement assumptions, goals and future cash-flow events over time.
Our verdict on getquin
getquin is most useful when your investments sit across several accounts and you want one place to review the combined portfolio. Free is enough for basic consolidation. Premium is the practical paid choice if you will use deeper portfolio analysis or dividend tools. Wealth has a narrower purpose: long-term planning for investors who will keep their retirement assumptions and goals up to date.
The main limitation is data quality. A consolidated dashboard only helps when the imported positions, transaction history and cash treatment are accurate. Connection coverage and available history vary by country, institution and connection method. Automated AI output can also be incomplete, inaccurate or outdated.
What getquin does in practice
Reviewing broker accounts separately makes it difficult to see how the whole portfolio is allocated and performing. getquin combines those accounts, then layers performance, allocation, dividends and planning tools onto the consolidated record.
A sensible setup and maintenance routine looks like this:
- Import one representative account and reconcile its positions, history and cash treatment.
- Connect the remaining accounts or add missing records manually.
- Review the combined allocation instead of judging each account in isolation.
- Check performance and dividend data only after resolving import errors.
- Update manual entries and planning assumptions when the underlying information changes.
The consolidated view is the core benefit. A larger menu of charts does not justify a subscription unless you return to those tools and use them to maintain the portfolio.
Strengths & drawbacksWhat we like, and what to watch
- One view across several accounts. Combined allocation and performance can reveal exposures that are easy to miss when you inspect each broker separately.
- Useful portfolio diagnostics. DeepDive covers positions, regions, sectors, industries, currencies and other portfolio-level concentrations.
- Strong dividend workflow. Received income, yield, payout growth, forecasts and a calendar sit in one place.
- Clear upgrade path. Free handles basic consolidation, Premium adds the main analysis tools and Wealth adds long-term planning.
- Imports still need maintenance. Coverage, history and connection quality vary, and bank connections may require reauthentication after 90 days.
- Paid value depends on your routine. Premium and Wealth are difficult to justify if you will not revisit the additional analysis or planning tools.
- AI output needs verification. getquin warns that automated output may be incomplete, inaccurate or outdated.
- No confirmed country-specific tax filing. A tax assumption inside a plan is not the same as a filing-ready report for your country.
Account imports need reconciliation
getquin says it supports more than 2,000 bank and broker API connections. That headline does not guarantee the same experience for every European or UK investor. Availability, connection method and imported transaction history differ by country and institution.
Manual transactions and file imports provide fallbacks when an automatic connection is unavailable or incomplete. On the web, the AI document importer accepts PDF, CSV and Excel files for securities and positions. It excludes cash movements and crypto, so those records may need a different route.
Bank connections can require reauthentication after 90 days. A connection can work on day one and still need attention later. Check that the positions match, the imported history is sufficient and cash is treated the way you expect before relying on portfolio-wide results.
Interactive Brokers users gained a new connection developed with Interactive Brokers. getquin says it is available in the app and on the web from version 2.250.0. From version 2.256.0, imported cash accounts can also be excluded from total-asset aggregation without deleting their data. Both changes are useful, but your own reconciliation remains the important test.
Portfolio analysisPerformance, DeepDive and AI
DeepDive breaks the combined portfolio down by type, position, region, sector, industry, asset, country, currency and market capitalisation. This becomes useful when holdings overlap across brokers. A position that looks modest inside one account may represent a larger share of the total portfolio.
The Performance area includes internal rate of return and true time-weighted return. It also separates market gains, dividends, realised gains, transaction costs and taxes recorded in the imported data. The detail is valuable only after the underlying history has been reconciled.
AI Analysis adds a portfolio score, recommendations and four diagnostic categories covering diversification, risk, fees and macroeconomics. It can turn several portfolio screens into a useful list of questions, but it does not settle those questions for you.
getquin warns that automated AI output may be incomplete, inaccurate or outdated and should not be the sole basis for a decision. Check any recommendation against the actual holdings and current information.
IncomeDividend tracking across accounts
The dividend tools cover received income, yield, yield on cost, payout growth, forecasts and a calendar. Their value comes from bringing income from several accounts into one workflow.
You can review what has already been received and organise upcoming dates. Forecasts deserve more caution because companies can change payouts, currencies move and imported quantities may be wrong. Dividend tracking strengthens the case for Premium when income monitoring is part of your regular portfolio review. It adds little if you will return to broker statements for every decision.
Long-term planWealth planning requires maintenance
Wealth extends the portfolio view into a long-term model. It covers retirement assumptions, pension inputs, spending, inflation, taxes, cash, returns, contributions, goals and cash-flow events.
The range is useful for someone prepared to maintain it. Spending, contributions, inflation, taxes and expected returns can change, so a plan created once and ignored will become less useful. The tax field is a planning assumption, not evidence of country-specific filing support.
getquin's 1 September 2026 update advertises Portfolio Reviews to Premium customers in Germany. The announcement does not state whether a separate fee or session limit applies, and it does not establish availability outside Germany. Portfolio Reviews are not presented as a Wealth benefit and are separate from getquin Advisory.
PlansPricing and plan choice
When we checked the website on 13 October 2026, the annual prices shown were:
- Free, €0: choose it for basic consolidation and to test whether your accounts import cleanly.
- Premium, €89.99: choose it when deeper allocation, performance or dividend tools will become part of your routine.
- Wealth, €149.99: choose it when you will actively maintain retirement assumptions, goals and future cash-flow events.
These prices were last verified on 13 October 2026. Local taxes, fees and app-store prices can differ. Compare the checkout price you will actually pay.
Product changesThe September 2026 changes that matter
Three changes from getquin's 1 September product update affect this review:
- Interactive Brokers connection: a new connection developed with Interactive Brokers is available in the app and on the web from version 2.250.0.
- Cash-account control: version 2.256.0 lets users exclude imported cash accounts from total-asset aggregation without deleting their data.
- Portfolio Reviews: getquin advertised the service to Premium customers in Germany. The announcement did not state whether a separate fee or session limit applies.
The connection and cash changes improve practical portfolio maintenance. The Portfolio Reviews announcement is much narrower and should not be treated as a general European or Wealth-plan benefit.
Data protectionSecurity, privacy and data quality
getquin names QUIN Technologies GmbH in Berlin as the controller. Account connections are described as read-only, so the product is designed to retrieve account data rather than place transactions through the connection.
For the web AI document importer, getquin says files are processed through the OpenAI Business API and excluded from external model training and storage. Financial statements still contain sensitive information, so upload only what the import requires.
The day-to-day risk is a precise-looking portfolio built from incomplete history, an unsupported record or an account that needs reauthentication. Review imported transactions before trusting performance, tax or dividend figures. Treat the AI score and recommendations as questions to investigate, not conclusions.
Best fitWho getquin suits, and which plan fits
A simple portfolio: start with Free
Free is the clearest fit when you mainly want one overview and do not need a detailed dividend or planning workflow. Import a representative account and check whether the positions, history and cash treatment are reliable. Paying for more analysis will not repair poor source data.
Several brokers or dividend accounts: consider Premium
Premium is the practical paid choice when separate accounts hide the portfolio's overall allocation or make performance and income difficult to track. DeepDive, the return calculations and the dividend tools justify the upgrade only when you will use them repeatedly.
Retirement and long-term goals: consider Wealth
Wealth fits investors who want to maintain a model covering pensions, spending, inflation, taxes, cash, returns, contributions, goals and future events. Choose Premium instead if your immediate need is portfolio analysis. Wealth is difficult to justify when the plan will be created once and ignored.
Who should use an alternative
getquin may be a poor fit when your institutions do not import cleanly, you are unwilling to correct missing records or reconnect accounts, or you need country-specific tax reporting and audit-grade custom reports. The web AI document importer also excludes cash movements and crypto.
Delta, Portfolio Performance and Snowball Analytics belong on the shortlist when getquin fails your account-level test or its analysis and planning tools do not match your needs. Snowball Analytics is the stronger choice when dividend tracking and benchmarking matter most. Test the same representative account in each tracker. Compare positions, available history, cash treatment and the amount of maintenance required rather than choosing from a feature list.
DecisionBottom line
getquin has a clear role for European and UK investors whose portfolios are split across accounts. Free covers basic consolidation. Premium is the sensible paid choice for multi-broker analysis and dividend tracking. Wealth is for investors who will actively maintain a long-term financial plan.
The first decision is whether getquin can build an accurate portfolio from your data. Connect one representative account, reconcile it and count the corrections required. Add the remaining accounts only when that works.
Frequently asked questions
Yes, if your main goal is to consolidate accounts and inspect the combined portfolio. Test one representative account first and confirm that positions, history and cash are imported accurately enough for your needs.
Premium is the practical paid option for investors using several brokers who will regularly use deeper allocation, performance or dividend tools. It is harder to justify when you only need a combined portfolio total.
Wealth suits investors who want to maintain retirement and other long-term plans using pension, spending, inflation, tax, cash, return, contribution and cash-flow assumptions.
getquin says its new Interactive Brokers connection is available in the app and on the web from version 2.250.0. Test it with your account and reconcile the imported data before relying on it.
The web AI document importer accepts PDF, CSV and Excel files for securities and positions. Cash movements and crypto are excluded.
getquin describes account connections as read-only. Confirm which institution and connection method applies to your account before connecting it.
getquin warns that automated AI output may be incomplete, inaccurate or outdated and should not be the sole basis for a decision. Use it to identify questions, then verify the underlying information.
No. getquin's 1 September 2026 product update says Portfolio Reviews are currently available only to Premium customers in Germany. The announcement does not state whether a separate fee or session limit applies.
Risk disclaimer: getquin is a portfolio tracking and planning tool, not a broker or investment adviser. Its analytics, imports and AI output can be inaccurate. Verify your data and do your own research. The September product changes were reviewed on 2 September 2026; the broader feature set and website pricing were last checked on 13 October 2026 and can change.
Featured partner: Capital at risk. Provider of the investment services is Lightyear Europe AS for the EU. Terms apply: lightyear.com/terms. Seek qualified advice if necessary. This is not investment advice. Sponsored Link.
